At this stage the ball is in your court. You want to make sure you make the most of it and be well prepared! Your preparation should include the following: Work out your budget – find out how much you can potentially spend. This can include factors like how much deposit you have and how much …
Lenders mortgage insurance (LMI) is an insurance policy taken out by the lender to protect themselves if you (the borrower) can no longer make repayments. LMI is generally applicable when the deposit is less than 20% (i.e. you’re borrowing more than 80% from the bank). LMI is a once off fee that can be built into …
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